Lift your home loan game

Whether you’re an Investor, Homeowner or First-Time Buyer, we find the best mortgage product to help you achieve your property goals

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Leading finance and mortgage brokers in Newcastle, Lake Macquarie, the Hunter Valley and wider NSW.

How can I buy an investment property? Does my current home loan still stack up? Can I get help from a mortgage broker in Newcastle?

Finding and securing a mortgage can be a confusing and complex process, and you likely have many questions. We’re here to educate you on your options and what’s achievable, do the heavy lifting and present the best products to help you achieve your property goals. We don’t push and sell. We’re here to help lift your home loan game.
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Access to over 40 of Australia’s most reputable lenders

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Independent advice

As a licensed mortgage broker, we’re bound by the best interest duty. This means we must act in your best interests, not ours or the bank’s.

Personalised options

We work to understand your current needs and future objectives, not just your financial status quo. This helps us pick the right products.

Stress-free process

We do all the hard work for you, from scouring the options to assisting with settlement. Plus, our digital systems streamline each stage.

45+

investment loans secured

75+

home loans refinanced

135+

first home buyers settled

*Approx. figures from 2019-2023

Our mortgage expertise

We specialise in three home loan options

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Investment

Whether you want to generate income or build wealth, our mortgage brokers can help you select a fit-for-purpose product.
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Refinancing

Secure the best available home loan tailored to your needs that saves you thousands or taps into the existing equity in your home.
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First home buyers

From sourcing the best mortgage to securing pre-approval and working with conveyancers, we make buying your first home easy.

Who are Ascension Finance?

We’re a small but trusted team located in Newcastle, NSW, headed by licensed mortgage broker Joel Archer. We listen to your property and life goals, provide personalised advice and education, deliver strategic product choices—and make the process hassle-free.
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We're more than just home loan brokers. We can also show you how to remain credit-worthy—and work with you to negate poor credit history.

Happy clients

Joel and Ascension Finance were extremely helpful and informative every step of the way. They communicated well helping us understand our borrowing situation and we ultimately achieved our goal of purchasing a new property. There broking service was particularly helpful with securing a good interest rate especially with myself being self-employed.
Peter Curlewis
We have just been through the process of buying our first investment property. Joel from Ascension finance walked us through the process of securing finance step by step. He secured us a great finance deal and made the whole process run smoothly. Would highly recommend Joel.
Bernadette Bland
Great working with Joel. Joel helped us buy our first home. He was extremely professional and helpful which made the process feel easy. We would definitely recommend.
Jess
If you are seeking a mortgage broker that can support you with guidance and expert market knowledge, I highly recommend Ascension Finance. I had an excellent experience with Joel Archer. Through his tireless efforts, he obtained pre-approval finance for a property purchase. The entire process was handled efficiently and effectively by Joel. It was a great result, and I would like to thank Joel and his team for their efforts.
Brock McGilvray
What a fantastic, smooth, and engaging experience we have just had with Joel. From our first meeting, to the last follow up phone call, our journey with Joel has been relaxed, easy and informative. With so many options on the market at the moment, Joel found us the perfect package, that is already proving to be more than we imagined and we can see our new mortgage working its magic already. With bigger plan for the future, we will certainly be back to see Joel in the coming years.
Jade Dawson

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